You can update your Credit Card expiration date and/or add a new Credit Card on your account online.
1. Open a browser and go to https://support.microsoft.com/my/Account, sign into the Microsoft Support site with your e-mail address and password.
2. Under Payment Options, select Manage my Payment Options and choose the card to edit, choose edit.
3. Enter the updated credit card expiration date, and then click NEXT. Check to confirm that the expiration date is right.
If you need further assistance, please click here or visit https://support.msn.com/default.aspx?productkey=msnclientphone for phone contact information.